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About AGMS

We knew the merchant services and credit card payment process could be better!

AGMS is an ethics and technology-driven, highly competitive company in the merchant services space. We enable businesses to accept credit cards debit cards and other types of online payments via point-of-sale (POS) countertop and mobile card readers, and other types of merchant services hardware and software payment solutions.

Our founder, Teresa Gouldd, started her company 20 years ago following a shocking and appalling experience with a competitor in this industry. Her vision was to establish a customer-focused, relationship-focused company that clients could trust to work earnestly on their behalf.

Since then, we’ve grown our business almost entirely upon referrals. Many of our customers have come to us because they are tired of being lied to, continually dealing with hidden fees and regularly discovering their rates are increasing. They come because they are completely frustrated over not being able to find anyone to help them when they have a problem or question about their merchant account.

Do any of these challenges ring true for you? If so, we invite you to reach out to us today! We welcome the opportunity to earn your trust… AND your business!

Who We Are

A premiere, relationship-focused merchant services and credit card processing and payment solutions provider for businesses of all types and sizes.

What We Do

We offer countertop and mobile debit and credit card terminals, and financial services software and hardware payment solutions for merchants.

Our Payment Solutions

Point-of-sale (POS) credit card terminals for countertop, contactless, mobile, ecom and online stores, social media payments, and other business tools.

Our Team

We are headquartered in Frisco, Texas, and serve clients nationwide. Our proud and passionate team is dedicated to your success.

Our Mission

At AGMS, our mission is to deliver exceptional merchant services and payment processing solutions while fostering lasting relationships with our clients and making a meaningful difference in the world. We’re driven by deep-rooted core values that define who we are and guide everything we do. Our commitment to these principles is unwavering.

Our Values

Client-Centric Excellence

We put our clients at the forefront of everything we do. Our help businesses thrive by delivering tailored solutions and personalized service. We understand that your success is our success, and we work tirelessly to exceed your expectations.

Trust & Integrity

Trust is the cornerstone of our business. We are dedicated to maintaining the highest level of integrity in all our interactions. Our clients can rely on us to provide transparent, reliable, and secure payment processing services.

Innovation & Adaptability

In the ever-evolving landscape of merchant services and payments, we embrace innovation and adaptability. We are committed to staying at the forefront of industry technology to provide our clients with cutting-edge solutions that keep them competitive.

Community & Giving Back

We believe in making a positive impact not only in the business world but also in the lives of those in need. With AGMS, every transaction becomes an opportunity to give back and make the world a better place—one payment at a time.

Payment Processing
with Purpose

Inspired by AGMS founder, Teresa Madrigal, and the Tim Tebow Foundation, our “Payments with Purpose” Non-Profit Giving and Referrals Program allows us to extend our reach to make a meaningful impact on businesses and communities far and wide. Through this innovative initiative, every transaction processed with AGMS becomes an opportunity to give back.

When businesses partner with us for their payment processing needs, they not only receive top-tier technology and comprehensive solutions but also become part of a community-driven movement.

For every transaction made, AGMS donates a portion of its earnings to non-profit organizations, positively impacting lives around the world. Additionally, through our referral program, we encourage our clients to share the AGMS experience with others.

When they refer businesses to us, not only do they help those businesses thrive with our services, but they also contribute to our charitable mission. It’s a powerful cycle of giving that reflects our commitment to making a difference and making the world around us better for everyone.

Leadership

Meet Your Team

AGMS’s leadership team boasts deep expertise and experience in the merchant services and payment processing industry, providing a solid foundation for exceptional service. Their unwavering dedication to customers is matched by their unyielding commitment to upholding values that prioritize trust, transparency and ethical business practices.

Teresa Gouldd

CEO / President

Rayanne Ragle

CFO

Frances Deutsch

Executive Account Manager

Pete Sorgich

Executive Account Manager

Rebecca Fitzpatrick

Executive Account Manager

Dan Leggett

Executive Account Manager

Gayle Wright

Executive Account Manager

Nathan Wright

Executive Account Manager

Organizations We Support:

Need Help?

866.951.2467

Teresa Gouldd

CEO/President

After 20 years in the payment processing industry, AGMS has encountered an unprecedented evolution in technology, as well as a dramatic shift in our society. While these changes certainly made it very difficult for many businesses to remain competitive, my belief in and respect for all business owners remains paramount. AGMS has been a blessing as well as an incredible journey. I was incredibly fortunate to begin this company in 2003 with my newborn daughter in one hand and a phone in the other. The logistics of this industry were very challenging as there was much for me to learn. This remains true as I continue to learn every day. Throughout the journey, I realized every challenge I have overcome has its reward. The greatest of these is helping business owners with the utmost integrity while building long-term relationships.

Rayanne Ragle​

CFO

With over eleven years of prior financial experience, Rayanne is exactly what Avant-Garde needs to succeed. Since 2010, she has played a vital role in building a solid foundation of leadership within AGMS, and we look forward to Rayanne’s continued commitment to providing our company and clients with exceptional service.

Executive Account Manager

Since joining AGMS, Frances was able to reach the highest position in the company in record time. She brings over 20 years of successful entrepreneurship, having built several construction, direct sales, and interior design companies. As a single mom her greatest joy has been raising her son, admiring his success as he graduated from Texas A&M, and seeing him thrive in a prosperous career all while sharing it with the love of his life. As Frances exponentially expands her portfolio throughout the country, she relishes helping small business owners. Her extensive knowledge and expertise garner an extraordinary number of referrals and recommendations from our clients.

Pete Sorgich

Executive Account Manager

After graduating from Indiana University, Pete worked for several large corporations where he assisted large and small companies with their business needs. Throughout his career, he realized that helping small businesses was his passion. When afforded the opportunity to work with Avant-Garde Marketing Solutions, he enthusiastically joined forces because he recognized that AGMS is committed to assisting businesses with prosperity and growth without compromising their ethics.

Rebecca Fitzpatrick

Executive Account Manager

Rebecca, a native of Phoenix, AZ, headed to southern California for college. After studying business at the University of Redlands, Rebecca moved back to Arizona and went on to pursue other interests but usually landed in the sales arena. After cherishing her time as a stay-at-home mom, Rebecca has been an independent business consultant with Avant-Garde Marketing Solutions since its inception in 2003. When not strategizing on behalf of clients, Rebecca can often be found on the golf course with her daughter, who is a professional golfer, or spending time with her son, an ASU student majoring in computer engineering.

Dan Leggett

Executive Account Manager

Dan Leggett has served the Twin Cities of Minneapolis/St. Paul, MN, representing AGMS since 2004. Having earned his Bachelor’s degree from Clarion University of Pennsylvania in business administration in accounting and finance, he has witnessed AGMS invest more than 20 years into research and development in order to save companies from merchant service providers that have flooded the credit card industry with their deceitful practices. He enjoys helping small businesses and non-profits with ethical and professional services provided by AGMS. He currently resides in Maplewood with his wife, Linda. Together they love visiting antique shops, traveling, and spending time with their son, Peter.

Gayle Wright

Executive Account Manager

Nathan and Gayle Wright live in Murfreesboro, TN. They are a unique team dedicated to serving others. Working with AGMS, they assist hundreds of small businesses with their credit card processing needs. Prior to joining AGMS, Gayle was a teacher at Middle Tennessee Christian School and has worked alongside Nathan in various church ministries for almost 30 years. They tell business owners who have questions about Point of Sale options, processing rates (or anything else) that if they want the long answer, ask Nathan, but if they want the short answer, ask Gayle! Outside of work, Nathan enjoys reading books on health and spirituality while Gayle enjoys reading The Message version of the Bible. They both love spending time with their daughter and grandson.

Nathan Wright

Executive Account Manager

Nathan and Gayle Wright live in Murfreesboro, TN. They are a unique team dedicated to serving others. Working with AGMS, they assist hundreds of small businesses with their credit card processing needs. Prior to joining AGMS, Gayle was a teacher at Middle Tennessee Christian School and has worked alongside Nathan in various church ministries for almost 30 years. They tell business owners who have questions about Point of Sale options, processing rates (or anything else) that if they want the long answer, ask Nathan, but if they want the short answer, ask Gayle! Outside of work, Nathan enjoys reading books on health and spirituality while Gayle enjoys reading The Message version of the Bible. They both love spending time with their daughter and grandson.