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Your Profit Protection Partner | Dedicated Merchant Account Provider

THE PROFIT-FIRST PAYMENT PROCESSOR FOR GROWING BUSINESSES

Running a business is hard enough. Complicated fees, confusing contracts, and rigid tier systems shouldn’t cut into your margins. When searching for the best payment processor for small business, you deserve a true advocate—not another corporate bank.

 

As trusted merchant account providers, AGMS pairs reliable credit card processing services with transparent rates, modern POS hardware, and dedicated human support to protect your bottom line.

PROTECT YOUR PROFITS

Transparent, fair rates from merchant account providers who put your business first.

POWER YOUR GROWTH

Dependable credit card processing services, modern point-of-sale systems, and hands-on operational support.

AMPLIFY YOUR BRAND

Celebrating local entrepreneurs and putting your business story in the spotlight.

PARTNER WITH PURPOSE

Ethical payments with purpose—fueling community causes and non-profit initiatives with every transaction.

Teresa Gouldd, Founder and CEO of AGMS, the best payment processor for small business.
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Meet The Founder

Built on faith in people. Driven by a passion for business.

Teresa Gouldd

Founder, President & CEO

Teresa Gouldd founded AGMS with a distinct mission: to prove that merchant account providers can deliver honest, personal, and transparent financial solutions.

 

Understanding the daily grind of entrepreneurship, she built AGMS to be the best payment processor for small business owners who need clear statement math, zero rate creep, and reliable hardware that protects every transaction. As an entrepreneur herself, she understood the challenges of running a business and recognized an opportunity to help owners protect their hard-earned profits.

 

What began with a passion for helping others has grown into a nationwide team of dedicated professionals serving thousands of businesses.

 

Today, Teresa leads AGMS with the same founding principles: integrity, personal service, innovative solutions and a commitment to helping others succeed.

"When business owners win, their communities win with them."

Meet the AGMS Team

Dedicated Individuals Uniting for a Greater Purpose

Eduardo Yumet

Director of Communications

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Frances Deutsch

Executive Account Manager

Smiling AGMS payment processing professional with long brown hair and green eyes.

Pete Sorgich

Executive Account Manager

Professional businessman in a blue suit, representing AGMS payment processing solutions.

Rebecca Fitzpatrick

Executive Account Manager

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Dan Leggett

Executive Account Manager

Smiling AGMS payment processing professional, providing trusted merchant services solutions.

Gayle Wright

Executive Account Manager

Smiling woman, an AGMS professional, offering payment processing and merchant services.

Nathan Wright

Executive Account Manager

AGMS payment processing professional smiling, offering merchant services and financial solutions.

Rayanne Longoria

CFO

Confident professional for AGMS, secure payment processing solutions.

Valeria Mejia

Customer Service

Smiling AGMS payment processing expert ready to assist businesses with merchant services.

Lily Garcia

Technical Support

AGMS professional smiling, symbolizing trusted payment processing and dedicated support.

Daniel Angulo

Tech Manager

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Isela Corral

Accounting Manager

Smiling AGMS professional, ready to help your business with payment processing solutions.

Sarai Nacar

Customer Service

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Cesar Guerrero

Technical Support

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Our Hearts. Our Purpose.

Building Profits. Sharing Hope. Changing Lives.

At AGMS, we believe success means more when it’s shared. Inspired by founder Teresa Gouldd’s heart for serving others, our commitment extends far beyond payment processing. We support organizations that bring hope, restore lives, strengthen communities and create a brighter future for people around the world.

Support business owners every step of the way, bringing help and hope wherever it's needed most.

Tim Tebow Foundation
Lantern Rescue
Rapha International
Unbound Now

Merchant account providers with a personal approach

That’s the AGMS difference: transparent statement pricing, comprehensive credit card processing services tailored to your industry, and dedicated account managers who pick up the phone when you need them.

Small business owner smiling, highlighting AGMS merchant account providers.

Your Success Deserves the Spotlight

We celebrate our merchants by sharing their stories and helping more people discover their businesses.

Modern credit card processing terminal for seamless business payments.

Technology That Works as Hard as You Do

Connect your merchant account with payment gateways, POS systems and tools that make business easier.

Entrepreneur working at a retail store, supported by AGMS payment processing.

Serving Entrepreneurs Across America

From retail to restaurants, e-commerce to nonprofits, merchant services built around your industry.

Transparent credit card processing statement with fair rates for businesses.

More Transparency. Less Guesswork.

Compare credit card processing fees, understand your statement and explore opportunities to protect your bottom line.

AGMS team members providing dedicated customer support to merchants.

Real People. Real Support.

Our team works directly with you, helping find answers and solve challenges.

AGMS purpose-driven partnership giving back to the community.

A Partnership With Purpose

We believe successful businesses can make an extraordinary difference in the world.

AGMS Payment Processing Logo

Your Business Is More Than a Transaction. And So Are We.

Choosing between payment processing companies? Partner with a team that eliminates hidden markups, simplifies your statement, and delivers the credit card processing services your team can rely on every day.

 

We are AGMS. The Best Payment Processor for Small Business & Your Profit Protection Partner.

Let's talk about your business
Smiling professional at laptop. AGMS for payment processing and business solutions.

Eduardo yumet

Director of Communications

Eduardo Yumet’s journey at AGMS spans over a decade, evolving from an entry-level technician to partnering with Teresa Gouldd to empower businesses through innovative payment solutions. As a tech-savvy entrepreneur and fellow business owner, Eduardo brings a wealth of experience supporting companies of all sizes. His journey began with a passion for helping businesses thrive, driven by genuine empathy and a commitment to their success. Eduardo’s ability to navigate the evolving tech landscape ensures AGMS delivers cutting-edge tools with integrity. At AGMS, Eduardo fosters clear, honest communication, ensuring every client feels valued. His dedication to excellence and community impact shines through in every interaction, making him a trusted ally for businesses nationwide. Eduardo’s work reflects AGMS’s mission to make every transaction count, helping clients succeed with confidence.

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Smiling AGMS payment processing professional with long brown hair and green eyes.

Frances Deutsch

Executive Account Manager

Since joining AGMS, Frances was able to reach the highest position in the company in record time. She brings over 20 years of successful entrepreneurship, having built several construction, direct sales, and interior design companies. As a single mom her greatest joy has been raising her son, admiring his success as he graduated from Texas A&M, and seeing him thrive in a prosperous career all while sharing it with the love of his life. As Frances exponentially expands her portfolio throughout the country, she relishes helping small business owners. Her extensive knowledge and expertise garner an extraordinary number of referrals and recommendations from our clients.

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Professional businessman in a blue suit, representing AGMS payment processing solutions.

Pete Sorgich

Executive Account Manager

After graduating from Indiana University, Pete worked for several large corporations where he assisted large and small companies with their business needs. Throughout his career, he realized that helping small businesses was his passion. When afforded the opportunity to work with Avant-Garde Marketing Solutions, he enthusiastically joined forces because he recognized that AGMS is committed to assisting businesses with prosperity and growth without compromising their ethics.

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AGMS payment processing professional smiling.

Rebecca Fitzpatrick

Executive Account Manager

Rebecca, a native of Phoenix, AZ, headed to southern California for college. After studying business at the University of Redlands, Rebecca moved back to Arizona and went on to pursue other interests but usually landed in the sales arena. After cherishing her time as a stay-at-home mom, Rebecca has been an independent business consultant with Avant-Garde Marketing Solutions since its inception in 2003. When not strategizing on behalf of clients, Rebecca can often be found on the golf course with her daughter, who is a professional golfer, or spending time with her son, an ASU student majoring in computer engineering.

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Smiling AGMS payment processing professional, providing trusted merchant services solutions.

Dan Leggett

Executive Account Manager

Dan Leggett has served the Twin Cities of Minneapolis/St. Paul, MN, representing AGMS since 2004. Having earned his Bachelor’s degree from Clarion University of Pennsylvania in business administration in accounting and finance, he has witnessed AGMS invest more than 20 years into research and development in order to save companies from merchant service providers that have flooded the credit card industry with their deceitful practices. He enjoys helping small businesses and non-profits with ethical and professional services provided by AGMS. He currently resides in Maplewood with his wife, Linda. Together they love visiting antique shops, traveling, and spending time with their son, Peter.

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Smiling woman, an AGMS professional, offering payment processing and merchant services.

Gayle Wright

Executive Account Manager

Nathan and Gayle Wright live in Murfreesboro, TN. They are a unique team dedicated to serving others. Working with AGMS, they assist hundreds of small businesses with their credit card processing needs. Prior to joining AGMS, Gayle was a teacher at Middle Tennessee Christian School and has worked alongside Nathan in various church ministries for almost 30 years. They tell business owners who have questions about Point of Sale options, processing rates (or anything else) that if they want the long answer, ask Nathan, but if they want the short answer, ask Gayle! Outside of work, Nathan enjoys reading books on health and spirituality while Gayle enjoys reading The Message version of the Bible. They both love spending time with their daughter and grandson.

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AGMS payment processing professional smiling, offering merchant services and financial solutions.

Nathan Wright

Executive Account Manager

Nathan and Gayle Wright live in Murfreesboro, TN. They are a unique team dedicated to serving others. Working with AGMS, they assist hundreds of small businesses with their credit card processing needs. Prior to joining AGMS, Gayle was a teacher at Middle Tennessee Christian School and has worked alongside Nathan in various church ministries for almost 30 years. They tell business owners who have questions about Point of Sale options, processing rates (or anything else) that if they want the long answer, ask Nathan, but if they want the short answer, ask Gayle! Outside of work, Nathan enjoys reading books on health and spirituality while Gayle enjoys reading The Message version of the Bible. They both love spending time with their daughter and grandson.

Confident professional for AGMS, secure payment processing solutions.

Rayanne Longoria

CFO

Rayanne Longoria, AGMS’s Chief Financial Officer, brings over 11 years of financial expertise to drive business success. Since 2010, she has been a cornerstone of leadership, shaping AGMS’s financial strategy across all operations. Her deep experience in payment solutions ensures fiscal integrity and innovative growth, empowering businesses of all sizes. Rayanne’s strategic vision aligns AGMS’s financial goals with its mission to make every transaction count. With a passion for building trust, she fosters strong client relationships, delivering exceptional service with empathy and care. Her leadership strengthens AGMS’s commitment to fair, reliable solutions, supporting entrepreneurs nationwide. Rayanne’s dedication to excellence and community impact makes her a vital partner in AGMS’s journey to empower businesses with confidence.

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