Stop giving away 2-3% of every sale to your payment processor. With AGMS Cash Discount, your processing cost drops to zero.
Every time a customer pays with a credit card, you lose 2-3% of the sale to processing fees. On $20,000/month in sales, that’s $400-$600 going straight to your processor.
With AGMS Cash Discount / Dual Pricing, that cost drops to $0. You pay a flat $30/month — that’s it. No percentage fees. No hidden charges.
Fill out the form below and an AGMS rep will contact you within 1 business day.
No obligation. No credit card required. Free setup.
It’s simple, legal, and compliant with all major card brands.
Your listed price is the cash/debit price. Card-paying customers see a small service fee at checkout — clearly disclosed.
Cash/debit = listed price. Credit card = small service fee added. Most customers don’t mind — they expect it in 2026.
The service fee covers the processing cost. Your profit margin stays intact. You pay just $30/month flat — zero percentage fees.
| Monthly Card Sales | Typical Processor (2.6%) | AGMS Cash Discount | You Save/Year |
|---|---|---|---|
| $5,000/mo | $130/mo | $30/mo | $1,200/yr |
| $10,000/mo | $260/mo | $30/mo | $2,760/yr |
| $25,000/mo | $650/mo | $30/mo | $7,440/yr |
| $50,000/mo | $1,300/mo | $30/mo | $15,240/yr |
A cash discount program (also called dual pricing) is a pricing model where businesses display a standard cash price and add a small service fee for customers who pay with a credit card. The service fee covers the cost of credit card processing — so the merchant pays $0 in processing fees.
This is different from a surcharge. With cash discounting, the listed price IS the cash price, and credit card customers pay slightly more. It’s the same model gas stations have used for decades — “Cash Price” vs “Credit Price” at the pump.
With AGMS: You pay a flat $30/month. That’s your entire payment processing cost. The service fee charged to card-paying customers covers the interchange and processing — you keep 100% of every sale.
Cash discount / dual pricing is simpler, legal everywhere, and requires less compliance paperwork. That’s why AGMS recommends it for most businesses. You get the same result — zero processing cost — with fewer restrictions.
A cash discount credit card machine is a payment terminal that’s pre-programmed to automatically apply dual pricing at checkout. When a customer pays with a credit card, the terminal adds the service fee. When they pay with cash or debit, they get the listed price. No manual calculations needed.
AGMS provides free cash discount terminals with your $30/month plan:
Every terminal comes pre-programmed, tested, and shipped ready to use. AGMS also provides compliant signage (required by card brand rules) to display at your register and entrance.
If you process credit cards and your margins are being squeezed by processing fees, a cash discount program through AGMS is the fix.
Yes. Cash discount and dual pricing programs are legal in all 50 states and comply with Visa, Mastercard, and all major card brand rules. AGMS ensures your program is fully compliant.
Rarely. In 2026, dual pricing is common — gas stations, convenience stores, and service businesses have been doing it for years. Clear signage (which AGMS provides) keeps customers informed. Most don’t even mention it.
AGMS provides a free terminal pre-programmed for cash discount / dual pricing. Works with Clover, PAX, Dejavoo, and SwipeSimple. The terminal automatically applies the correct pricing at checkout.
No long-term contracts. Month-to-month processing. Cancel anytime with no penalties.
Most merchants are approved and processing within 2-3 business days. AGMS handles all setup, programming, and compliance signage — free.
$30/month. $0 processing. Free terminal. Free setup. No contracts.
