Payment Hardware

Credit Card Terminals

Compare the best credit card machines for small business. Every terminal available through AGMS with competitive processing rates.

Whether you need a countertop credit card terminal for your store, a portable reader for tableside payments, or a mobile solution for field work — AGMS has the right credit card machine for small business at every price point.

Every terminal comes pre-programmed and ready to use with your AGMS merchant account. No setup fees, no long-term contracts, and dedicated U.S.-based support.

Countertop Terminals

PAX A80 — Best Value Countertop Terminal

Price: $299-$499 | Best for: Retail, salons, convenience stores

The PAX A80 is the most popular countertop credit card machine we offer. 4-inch touchscreen, built-in printer, barcode scanner, and every payment method — chip, tap, swipe, Apple Pay, Google Pay. Android-powered with PAXSTORE apps.

Learn more about the PAX A80 →

Dejavoo QD4 — Bigger Screen, More Battery

Price: $349-$799 | Best for: High-volume retail, restaurants

The Dejavoo QD4 features a larger 5.5-inch touchscreen and dual batteries for all-day use. Built-in barcode scanner, 4G/WiFi/Bluetooth, and contactless NFC. Great choice if screen size matters.

Learn more about the Dejavoo QD4 →

Portable & Mobile Terminals

PAX A920 — Fully Portable Smart Terminal

Best for: Food trucks, delivery, tableside service, field sales

The PAX A920 is a fully portable terminal with a 5-inch HD screen, built-in 4G LTE (no WiFi needed), all-day 5,250mAh battery, and 5MP camera for barcode scanning. Accept payments anywhere with cell service.

Learn more about the PAX A920 →

SwipeSimple — Lightest & Most Affordable ($10/mo)

Best for: Startups, mobile service, market vendors

SwipeSimple is a compact Bluetooth card reader that pairs with your iPhone or Android. At just $10/month, it’s the most affordable way to accept credit cards on the go. Supports chip, tap, swipe, Apple Pay, and Google Pay.

Learn more about SwipeSimple →

Full POS Systems

Clover — Best Full POS Platform

Starting at: $14.95/month | Best for: Retail, restaurants, service businesses

Clover offers a complete POS system with hardware options from handheld (Clover Flex) to full countertop (Clover Station). Inventory management, employee tracking, reporting, and hundreds of apps. Available through AGMS with custom processing rates.

Get Clover through AGMS →

Quantic POS — Restaurant POS System

Best for: Full-service restaurants, cafes, bars

Quantic POS handles table management, kitchen displays, online ordering, and delivery — all with AGMS processing. The affordable Toast alternative with no 2-year contracts or locked-in processing.

Get Quantic POS through AGMS →

How to Choose the Right Terminal

  • Counter checkout only?PAX A80 ($299) — best value
  • Bigger screen needed?Dejavoo QD4 — 5.5″ display
  • Mobile / on-the-go?SwipeSimple ($10/mo) or PAX A920
  • Full POS with inventory? → Clover or Quantic
  • Lowest possible cost?SwipeSimple — $10/month, period

Not sure? Contact AGMS for a free consultation →

Why Buy Terminals Through AGMS?

  • Pre-programmed and tested — plug in and start accepting payments
  • Competitive processing rates — custom pricing, not flat-rate gouging
  • No setup fees — free terminal programming and encryption
  • No long-term contracts — month-to-month available
  • Next-day funding — get your deposits fast
  • Free replacement — if your terminal has issues, we replace it
  • U.S.-based support — your own account manager

Get started with AGMS →

Frequently Asked Questions

What is the best credit card terminal for small business?

The PAX A80 ($299-$499) is the best value countertop terminal. For mobile use, SwipeSimple at $10/month is the most affordable option. Both are available through AGMS with competitive processing rates.

How much does a credit card machine cost?

Credit card terminals range from $10/month (SwipeSimple mobile reader) to $199-$350 for countertop terminals (PAX A80, Dejavoo QD4). Through AGMS, setup and programming are free.

Can I use my own credit card terminal with AGMS?

In most cases, yes. AGMS can reprogram compatible terminals for our processing. Contact us to check compatibility with your existing hardware.

Do I need a merchant account to use a credit card terminal?

Yes. A credit card terminal needs a merchant account to process payments. AGMS sets this up for free when you get your terminal through us. Get started →